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Advice on Airline Reward Credit Card

Find more information about Airline Reward Credit Card at the best oniine resource site Teen Analyst.

Q: Can your airline reward credit card points be used in conjunction with other airmiles from another company?
How do we go about redeeming our airline reward points and how can I find out how many miles I have currently accrued? Thank you.

A: I just found out about a website www.points.com where you can transfer points from one plan to another and redeem it in several ways – gift certificates, etc. I found it useful and I hope you do too.

Q: Reward credit card: specific airline frequent flyer miles or generic travel?
I want to sign up for a reward credit card to get frequent flyer miles as a reward. Is it better to sign up for a credit card with a specific airline as the reward (AAdvantage), or one with generic travel rewards? BofA has a “WorldPoints” card that seems promising, but I don’t understand exactly how those points convert to miles.

Any help would be great.

Thanks.

A: Getting the right reward card that ‘really’ helps your cause is the first thing that should be kept in mind while going for a reward card. There is no point in taking a credit card with gas reward if you don’t drive much. Similarly, if you rarely fly, an airline miles reward card will be worthless for you.

What are the limitations to reward program? Get clear about it. Ask the credit card agent or representative about store preferences, gas outlets to which the credit card is affiliated, airlines, blackout dates, travel restrictions, reward expiry, reward point accumulation and what is required to earn rewards. A reward credit card with lots of restrictions and difficult to redeem gift vouchers or reward points will only frustrate things on your end.

A reward program with balance transfer option with 0% intro APR is a good thing to have. It saves you money on high interest rates, and if used properly 0% intro APR credit card can be a good asset.

A good credit history helps you get a good credit card with excellent reward programs. Credit cards with reward programs have very low tolerance for repayment defaults. Get all information about airline reward card at: http://www.credit-card-gallery.com/best_reward_credit_card.html

Q: What is the best Travel Reward Credit Card to earn airline miles?
A credit card travel reward that offers an amazing travel rewards card miles points.

A: I absolutely love my Capital One No Hassle Miles Rewards. The rewards are superb.

Your Next Vacation Is Even Closer With the Most Popular Rewards Card. Earn miles on purchases and redeem them for flights on any airline, with no seat restrictions. Fly anytime you want, including holidays.

This card has no annual fee, a 0% introductory rate that can be applied to purchases until July 2008, and an average interest rate for purchases and balance transfers once the introductory rate expires.

Through the Capital One No Hassle Rewards program, cardholders earn 1% cash back on purchases, and they earn a 25% bonus on all cash earned in the previous year. Also, cardholders earn 1.25 miles per dollar spent on all purchases. There is no limit to the amount of cash back that can be earned, no minimum required to redeem for cash, and no expiration date. Miles are redeemable for flights on any airline with no blackout dates, gift certificates, cash, and merchandise. Miles can also be donated to participating charities.

You may read the great review here:

http://www.rewardcreditcardsite.com/travel-rewards-credit-cards/capital-one-no-hassle-miles-sm-rewards-excellent-credit/

Other Airline Rewards Credit Cards:

http://www.rewardcreditcardsite.com/airline-reward-credit-cards/

Q: Looking for a good airline rewards credit card. I have an AMEX delta but have not been very happy with it.?
I am planning on switching to something else. Anyone have any good suggestions?

Thanks

A: Don’t cancel your Delta, send a secured message via Amex website or call customer service to convert your Delta to another Amex product like Amex Blue as mentioned.

This way you don’t get hit with another hard inquiry, will keep the original account opening date and you’ll have a card you can hopefully use.

Q: whats the best airline rewards credit card out there right now.?
im looking for a credit card that gives enough points right after activation so you can use immediately have a free flight.

A: The Citi® Platinum Select / AAdvantage® World
MasterCard® will give you 20,000 miles after American Airlines miles after you spend $750 on the card and another 20,000 miles for the next $10,000 you spend on the card.

The American Express Starwood Preferred Guest card will give you 10,000 bonus points after your first purchase. You only need 20,000 SPG points to get 25,000 frequent flier miles on most airlines. So, after spending $10,000 on the card, you’d have enough points for a ticket.

The Capital One No Hassle Miles Ultra for Professionals will pay you 2 miles for every dollar you spend. You can turn 35,000 miles into a $350 ticket. So after spending $17,500 on the card, you’d have enough miles for many tickets.

Also, you can use this rewards calculator to see which rewards cards will pay you the most for your normal spending:

http://www.creditcardtuneup.com/

Q: airline reward card for people with average credit?
Hey! I am looking to get an airline rewards card since I have been traveling a lot lately and would like to earn points for it (just went to London and didn’t get anything for it! yikes!) I’m about to go to Arizona and later this summer up north to visit family so a card that will help me earn more points would be amazing!

My question is though, what are my chances of getting one with a score of 654? I know it’s not great, but it’s a lot better than it was last year. I’ve got one credit card now with a low balance but also a low limit (it’s a secured card and was pretty much my only choice in order to build credit). I don’t really want to put more of my own money toward this card than I already have for the limit to be raised.

I really just don’t want to apply for a rewards card and get turned down and have to wait longer. Any thoughts? I was looking at possibly the Chase Sapphire card…

A: If that’s a FICO score, you might qualify for a reward card but it won’t have a good interest rate. Use the card and pay the balance in full and the interest rate makes no difference.

However, if that’s Vantage score, it’s probably not good enough. TransUnion and Experian sites give you Vantage scores (scale to 990 vs FICO’s 850).

Q: How do I use my Capitol One Visa credit card reward points for airline tickets?

A: You need to first sign up for their reward program. Go to web site and check it out! http://www.capitalone.com/

Q: What’s the best credit card for airline rewards for frequent travel between Northern and Southern Cali?
I am moving up to Sacramento and my girlfriend lives in Irvine. While I have access to only Sacramento airport, she has access to John Wayne, Ontario, Long Beach, and LAX airports. Is Southwest Rapid Rewards Visa the absolute best credit card to earn miles/points for free trips between Norcal and Socal or are there other viable options? I’ve looked at other cards like Capital One No Hassles which seem risky, but have better reward ratios.

A: i use bank of america alaska airline reward card. You get 20,000 bonus miles just for signing up, and Alaska flies all over anymore. They are starting Hawaii route this winter. I’ve used my miles several times, and they are great and easy to deal with. I highly recommend them. BUT, they are not great about flight times. I had a flight to LA changed four times in the 2 weeks before I left last year, not huge changes, and it turned out I was able to leave earlier than originally planned. But the miles perk is great!

Q: what is the best credit card with airline rewards points for college students?
I will be going to college next fall and my parents are looking into a credit card for me so i can get rewards points to use towards my flights home (i live in new england, but will be moving to california for college.)
i dont have to worry about interest or anything bc they will be paying my bills (graduation gift.)
any cards you suggest?

A: Do your math on those airline rewards.
I haven’t found one yet that gives me more than 1% back on my purchases.
I have always thought its a better deal to get a cash back rewards cards. Like 1% cash back.
No airline miles can beat that.
Plus airline miles are a nightmare to redeem.
Do your math. Make a smart decision.
/

Q: What is the best credit card for airline rewards? I want to travel the world.?
I want to travel to see my sister in Seattle, my aunt in Montana, my aunt in Texas, my friends in California, and a bunch of countries around the world. What would be the best credit card to help me get there. I could just pay cash, but are there any rewards programs worth using to help me on my way? Any answers would be helpful.

A: The Escape card from Discover is great because it pays double miles on all purchases. The TrueEarnings card from Costco and American Express is good because it pays 3% cash back at restaurants and 2% cash back on travel expenses (but you have to be a Costco member to get it, which costs $50 per year). The Miles card from Discover is another good option.

You can use this rewards calculator to see which of those cards and others will pay you the most in rewards for your expected travel expenses and other entered monthly expenses:

http://www.creditcardtuneup.com/

Q: Which Airline Credit Card offers the best rewards Miles Program?
Hi. I currently have the Delta Gold American Express card. And being in Los Angeles, I noticed Delta isn’t the best airline to book out of LAX. So want to switch to another card. I was looking at both The CONTINENTAL Airlines One Pass Mastercard. And the new VIRGIN ATLANTIC American Express. Does anyone have these cards to tell me about their experience?

I spend about $3000 a month with my card. Paying it off completely each month, fyi.

A: Have you considered the : Citi® Platinum Select® / AAdvantage® World Card where you get 25,000 Miles after you sign up and spend $750 within 4 months? That’s a roundrip ticket in the US.

You may apply for it here: http://www.apeepa.com/card_details.php?cardid=112

Alternatively, you can research other airlines cards at http://www.apeepa.com/Airline_Miles.php

Q: How can I stop getting promotional mail from Southwest Airlines Rapid Rewards Credit Card?
I use SW for my flights but I am NOT interested in getting any credit card from them. How I can stop receiving mail after mails from Southwest Airlines urging me to apply for their Rapid Rewards visa Credit Card from chase?

Any number to call or can I do it online?

A: Below there must be a unsubscribe link,click it.

Q: Is there a bank in New York that offers secured Credit Card with Airline Travel Rewards? Any recommendation?
I am planning to go to New York soon. I am looking for a bank near Union Square, Manhattan New York. So, I am thinking of applying for a secured credit card in New York. What are the list of bank that has a good package in the combination of Accounts. Also, pls. give me idea if what are the finance charge in the credit card in New York? Late payment charges? or other charges? Let me know. Thank you.

A: Citibank
-locations: yes
-travel rewards: yes
-secured: could not determine

https://www.citicards.com/cards/wv/filter1Search.do?constituent=CONSUMER&attrs=CC_TRAVEL_REWARDS&x=23&y=7

Western Union
-locations: yes (some ndependently own and run)
-travel rewards: no
-secured: yes

http://www.westernunion.com/info/osPrepaidMC.asp

Chase
-locations: yes
-travel rewards: yes
-secured: yes

http://www.jpmorgan.com/cm/ContentServer?cid=1102380193627&pagename=jpmorgan%2Fts%2FTS_Content%2FGeneral&c=TS_Content

List of banks in Union Square

http://mobile.halstead.com/neighborhoodinfo.aspx?n=40&a=1

Rates
As low as 1.9% with good credit and as hight as 24 with poor credit. Late payment can be between 29 and 35 dollars.

Each provider will tell their rates and fees which are subject to change.

Q: What’s the best Air Mileage reward Credit Card?
I know of Visa’s United Airlines card, are there any other ones out there that give pretty good air mileage rewards?
Well, American Express sounds nice, except for the fact that it isn’t accepted in many places

A: Jet Blue Card from American Express

* Get ready for takeoff. 5,000 Award Dollars, that’s 25 TrueBlue® points, with the first purchase on your Card1
* Earn Award Dollars out of the blue. One Award Dollar for virtually every dollar spent2
* Finally, an exchange rate that works in your favor. 200 Award Dollars = 1 TrueBlue Point and 100 TrueBlue points = one round trip flight
* Just relax and earn rewards faster. Double Award Dollars on entertainment, leisure, travel, and dining
* The annual fee is only $40.
Apply online at: http://www.credit-card-gallery.com/cgi-bin/cc.cgi?cr=100026&of=321

Q: Too good to be true to apply for credit card for airline milleage, then cancel card after using it for reward?

A: It will work. However, you might want to evaluate how that might affect your credit score.

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